I was turned down for life insurance | Q and A with the Insurance Commissioner

I was turned down for life insurance due to my health. Does this mean I can't get life insurance at all?

The following question was asked and answered on the Washington State Office of the Insurance Commissioner Mike Kreidler’s website:

Q: I was turned down for life insurance due to my health. Does this mean I can’t get life insurance at all?

A: Not necessarily. Different life insurers have different underwriting standards, so another company might insure someone with your health condition.

So try a different company, or try going through a broker, who might know more about which companies might be the best match for your individual situation.

Also, it’s a good idea to check with your employer. Some employers offer some life insurance coverage (say $25,000 or $50,000) to their employees without requiring employees to answer health questions.

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