Only about 10% of adults have long term care insurance. Given that Medicare does not cover long term care, how smart is that?

Long term care can be expensive. Long term care insurance is expensive. Pierce County Aging & Disability Resources will offer an impartial look at the pros and cons to long term care insurance, reasons to buy and reasons not to buy. This is an information-only event. Participants will get straight-forward information about the benefits and disadvantages to a plan.

“Long Term Care Insurance: Smart or Foolish?” will be presented twice:

• Monday, April 14; 7 to 8 p.m.

Soundview Building

3602 Pacific Avenue, Tacoma

• Wednesday, April 16; 7 to 8 p.m.

Tacoma Lutheran Retirement Community

1301 N Highlands Parkway, Tacoma

“Our culture often denies aging,” said Aaron Van Valkenburg, Pierce County Aging and Disability Resources manager. “It’s easy to not even think about long term care insurance. It can be very expensive and most of us never think we will need care for an extended period of time. But before turning our back on such a policy, it’s important to know what it is we are rejecting.”

The workshop will cover a number of important topics: long term care services and the need for care, the upside and downside to long term care insurance, what insurance really does, who should buy it and who should not buy it, the consequences of doing nothing and alternatives to long term care insurance.

“Long Term Care Insurance: Smart or Foolish?” is an information-only workshop. There will be no selling of products. The workshop is sponsored by the Pierce County Aging & Disability Resource Center. It is free and open to the public. RSVPs are requested in advance by calling (253) 798-8787.

For more information about the workshop itself, call the Pierce County Aging and Disability Resource Center at (253) 798-4600.