Unlicensed lender issues excessive fees | Consumer Alert
The Washington State Department of Financial Institutions (DFI) has received complaints from Washington consumers who reported they obtained online payday loans from PaydayWiz. The consumers complained of excessive fees and interest and harassing phone calls.
At its website, PaydayWiz lists its email address as: firstname.lastname@example.org, and its phone number as 1-888-272-8458.
PaydayWiz is not licensed by DFI as a small loan or payday lender. This entity is not registered to conduct business in Washington State by the Department of Revenue or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.
If you feel you have been the victim of a loan scam please contact the Federal Trade Commission online or by phone at 1-877-FTC-HELP (382-4357).
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